Transparent pricing

No hidden fees, no surprise charges. We believe you deserve to know exactly what you are paying for. Below is our complete fee schedule.

Account Fees

Account Opening

No minimum balance required

Free

Account Maintenance

No monthly charges

Free

Account Closure

No exit fees

Free

Statement Generation

Digital statements included

Free

Paper Statement

Per statement cycle

$15

Transfer Fees

Internal Transfer (Nordic Trust to Nordic Trust)

Instant settlement

Free

Local Bank Transfer

Same-day processing

$2.50

Cross-Border Transfer

1-3 business days

$4.00

International Transfer (USD)

2-3 business days

$2.50

International Transfer (GBP)

2-3 business days

£2.00

International Transfer (EUR)

2-3 business days

€2.50

Withdrawal Fees

ATM Withdrawal (Nordic Trust ATM)

Unlimited

Free

ATM Withdrawal (Other Banks)

Per transaction

$2.00

ATM Withdrawal (International)

Per transaction

$1.50 + 1%

Bank Transfer Withdrawal

To linked bank account

Free

Card Fees

Virtual Card Issuance

First card included

Free

Replacement Virtual Card

Per replacement

$15

Card Freeze/Unfreeze

Unlimited

Free

International Transaction Fee

Applied at point of transaction

1.5%

Currency Conversion

Above market rate

1%

Loan Fees

Loan Origination

No upfront processing fee

Free

Early Repayment

No prepayment penalties

Free

Late Payment

Applied after 7-day grace period

1.5% of due amount

Loan Restructuring

Per restructuring request

$25

Fee Schedule Notice

All fees are subject to change with 30 days advance notice. Current fee schedule is effective as of January 2025. International transfer fees may vary based on correspondent bank charges. Exchange rates are updated in real time and include a 1% conversion margin.